Published in accordance with Article 6 of French Law No. 2004-575 of 21 June 2004 for confidence in the digital economy, and with the disclosure requirements of our regulated payment and e-money partners.
Kresus Technologies SAS is not a bank and is not itself authorised as an Electronic Money Institution or Payment Institution. Payment and electronic money services offered through Kresus Pay and Kresus Purchase are provided by the regulated partner institutions listed below. Kresus Technologies SAS acts as a distributor and, for certain services, as a registered agent of these partners.
End-clients using payment and e-money services distributed by Kresus are subject to the terms of use of the underlying regulated partner:
Funds held on your account are safeguarded by our regulated partners in accordance with applicable regulations. Kresus Technologies SAS does not itself hold or safeguard client funds. Funds are not covered by the FSCS (UK), FGDR (France), the Dutch Deposit Guarantee Scheme or any equivalent deposit-insurance scheme. See our dedicated Safeguarding page for the full explanation.
Kresus acknowledges complaints within 1 business day and issues a final response within 15 business days (up to 35 in exceptional cases). Full procedure, external recourse and ombudsman contacts on the Complaints page. Email: complaints@getkresus.com.
Use of the site getkresus.com implies full acceptance of the general conditions of use described below. These conditions of use may be modified or supplemented at any time; users of the site are therefore invited to consult them regularly. This site is normally accessible to users at any time. An interruption for reasons of technical maintenance may however be decided by Kresus Technologies, which will then endeavor to communicate to users in advance the dates and times of the intervention. The site is updated regularly by Kresus Technologies. This legal notice can be modified at any time: it is nevertheless binding on the user.
The site getkresus.com aims to provide information concerning all of the company's activities, including Kresus Pay (deferred debit supplier payments) and Kresus Purchase (indirect spend management). Kresus Technologies strives to provide information as accurate as possible on the site. However, it cannot be held responsible for omissions, inaccuracies, and deficiencies in the update, whether due to itself or due to third-party partners.
The regulated payment and e-money services accessed through Kresus are provided by the partners disclosed in Section A above and not by Kresus Technologies SAS itself.
The website cannot be held responsible for material damage linked to the use of the site. In addition, the user of the site undertakes to access the site using recent equipment, not containing viruses, and with an updated, latest-generation browser.
Kresus Technologies is the owner of the intellectual property rights, or holds the usage rights, on all elements accessible on the site, in particular the texts, images, graphics, logo, icons, sounds, and software. Any reproduction, representation, modification, publication, or adaptation of all or part of the elements of the site, whatever the means or process used, is prohibited without prior written authorization from Kresus Technologies. Any unauthorized exploitation of the site or any of the elements it contains will be considered constitutive of an infringement and prosecuted in accordance with the provisions of Articles L.335-2 et seq. of the French Intellectual Property Code.
Kresus Technologies cannot be held responsible for direct or indirect damage caused to the user's equipment when accessing the site. Kresus Technologies also cannot be held responsible for indirect damage (such as loss of market or loss of opportunity) resulting from the use of the site. Kresus does not provide investment advice, market predictions or guidance regarding foreign-exchange trades. Foreign-exchange trades executed through our partners are undertaken solely on the end-client's instruction and only as a means of payment for identifiable goods and services or direct investment.
See the dedicated Data privacy policy for the full processing register, retention periods (including the 5-year minimum retention applicable to data relating to payment and e-money services), subprocessors and rights of data subjects.
The site getkresus.com may contain hypertext links to other sites, set up with the authorization of Kresus Technologies. Kresus Technologies is not able to verify the content of the sites visited, and will therefore not assume any responsibility for this. Browsing the site is likely to cause the installation of cookies on the user's computer.
Any dispute relating to the use of the site getkresus.com is subject to French law. Exclusive jurisdiction is granted to the competent courts of Paris — without prejudice to the rules of jurisdiction protecting consumers, where applicable.
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